Sitemap - 2017 - The Red Tape Chronicles

My most popular stories of 2017 (What else? Equifax tops the list)

Trying to beat the 2018 tax clock by pre-paying? The IRS has bad news for many of you

My 2018 calendar: Another year driving across the country, trying to figure out this crazy place

Digital firms embrace the creepy, out users in ads -- 'the person who streamed 'Issues' over 3,152 times'

Why 'average' homeowners in 32 states have something to fear from GOP tax plan

Buying vs. renting? Here's an amazing calculator that will help you decide

As airline profits soar, hidden fees and other Gotchas are still OK, administration says

'Enforcing the damn law,' but not always -- As immigrant families are split, corporations enjoying more prosecutorial discretion

Sneaky fee alert: 'Urban Destination Charge' added to hotels just in time for the holidays

You'll buy 4 gift cards worth $45 this holiday season; here's why that's just not safe

A tax cut or a tax increase? The chart that tells 25,000 stories

'A sick, sad...joke' -- CFPB fight shows we're headed back to 2008, and that's not funny

Why is my credit card interest rate so high?

Why you need Thanksgiving to run a country (and why women should probably hate Amazon)

'We don't need Net Neutrality, we have a free market,' and other lies

Why buying health insurance is stupid, and the problem of small sample sizes

Western Union might owe *you* money, but you have to act fast (this time, it's not a scam)

Rich Cordray's departure from the CFPB could cause real problems for consumers

Home sweet (rental) home: Why families are renting, instead of buying, single-family homes (and how to rent safely)

Why you suddenly care that Equifax has all your paystubs, and what that says about the digital age

When good is better than perfect: What the 'made-just-for-you' shirt business can teach us about data and AI

The surprising list of places where millennials make up half of new home buyers

UPDATE: Freedom Debt Relief, nation's largest debt settlement firm, responds to CFPB lawsuit alleging it deceived consumers

Garbage in, garbage out: Why gun background checks are shamefully flawed

Where will GOP tax plan hurt the most home owners? I've got data on that, too (Hint: Sorry, Jersey)

Where would GOP tax plan hurt the most home buyers? I've got the data...

Someone I love is the victim of an elder scam right now: What should I do? A shareable to-do list

In Congress, Facebook, Twitter take more blame for Russian election meddling, but there's more coming

OBIT: Consumerist.com publishes last post; a huge voice for consumers is silenced

With Papadopoulos guilty plea, Mueller signals he's not buying Trump camp alibis

EXCLUSIVE: Email prankster who tricked Trump admin officials reveals 'inbox hypnotism' techniques

Senate spits at consumers; ending ban on lawsuit fine print a gift to banks

How much did your health insurance premium go up? Mine's up 22%. Share here

VIDEO: Rusty and I visited this Ohio 200-year old pumpkin farm; now, this amazing drone video shows it's kind of a big deal

Health care and Trump: What the administration's latest moves mean for you

Elder scam victims are easy prey: 'Many ... just don't feel important to anyone any more'

The KRACK attack: Is all Wi-Fi unsafe now? No, not really. But you'd better patch

The original sin of modern American capitalism: Picking consumers over workers

SOUNDCLOUD Audio: Listen to my radio appearance on WTOP

Yahoo hack gets even worse: 3 billion accounts (all of them) impacted

Former Equifax CEO blames 'human error,' makes his own errors at Congressional hearing

'Our worst fears...come true' -- Former Equifax CEO issues testimony on eve of grilling by Congress

Q: Why would anyone at Equifax have access to 143 million SSNs? A: Greed

Hacker attack turns 'Find My iPhone' into ransomware on Apple Mac laptops

Avocado toast? Nope. U.S. families are spending half as much on food as they used to

Equifax CEO out; Smith couldn't survive bumbling response to huge hack

VIDEO: 'Future proof this kid' -- highlight from my appearance on This Week in Tech

In anthem wars, the big winner is Russian bots...and Vladimir Putin

Murder of retired California teacher in Jamaica puts lottery scams in the spotlight

No car tags, no licenses: Alabama County's computers knocked offline by ransomware

Credit card debt sets a record: Is that good or bad?

Love credit report security freezes? Hug a state lawmaker. Really!

Momentum builds for free credit freezes in wake of Equifax hack

He wanted a credit freeze, but ended up with a $20-a-month Trans Union service instead

VIDEO: Latest on the hack -- Freezes should be free, and we know how but not why

My NYT op-ed; SSNs are dead now, but this is another Target moment

Trans Union tries to lure security freeze-hunting consumers into ID theft service

Equifax: What now? My credit freeze primer. Also, don't over react

The Equifax FAQ: You've got questions, I try to give you answers

Equifax data leak announcement so messy, it's tempting to think it's an upsell; consumers deserve answers, fast

Equifax credit bureau says hackers stole SSNs, more, on 143 million consumers

'Nothing ... in the way except motivation' -- Report claims hackers have penetrated deep into energy sector networks

Jerking around Dreamers for political theater is cruel, and it makes us less secure

Dept. of Education picks loan servicers over struggling, mistreated borrowers again

Sick of overdraft fees? There’s an app for that

Know Your Nuggets: Social Proof

Know Your Nuggets: Operational Transparency

Know Your Nuggets: The Identifiable Victim Effect

Know Your Nuggets: Choice Overload

It's Labor Day. Millions of Americans will be working unpaid overtime this weekend. Stop it.

Map shows incredible reach of New Deal projects; it's time to stop hating government, or we won't build anything

Harvey's cruel rains to cause a second disaster; only one-sixth of Houston homeowners have flood insurance

REASONABLE DISCUSSION ABOUT THE CONNECTION BETWEEN MASS MURDER AND DOMESTIC VIOLENCE -- THIS MUST GO VIRAL

Carton's Corner on consumer law: Why are low-dollar ripoffs such a big problem?

I write about scams for a living; Trump's 'blame the media' routine feels awfully familiar

GPS hacking was already a concern; is it causing U.S. Navy ships to crash?

Last-minute eclipse glass seekers facing shortage, dangerous fakes online

Ukrainian malware programmer said to be cooperating with U.S. on Russia election hacking probe

Eclipse economics leaves towns in the dark; beware the fear of missing out that comes this weekend

Four fast-growing frauds, and the top 10 consumer gripes of the year

'On many sides, on many sides' -- here's how you figure out what side a politician is on

Lucky Whitehead lost his job because of ID theft; you could, too

VIDEO: Disney hit with lawsuit over kids' app -- a new way to sue for privacy invasions?

A sincere mea culpa in IT? His password policies drove us all crazy for years. Now, he's sorry

ALERT: Gift cards just aren't safe. Balance theft a growing threat, and consumers have no fraud rights

Dow up 20%, wages up 2.5%. So why are we cheering?

Have you tried to buy a home with a big student loan balance?

'Password patterns' eyed as potential clue in hack of Mandiant/FireEye security pro

Feel cheated all the time? Here's the reason -- and the solution. Time to start a new era of Trustbusting

This email prankster fooled Scaramucci, other Trump pols. It's not funny -- he'd probably fool you, too

What if you knew your rights? In new feature, consumer advocate/class-action lawyer answers burning questions

Lucky Vacation Spots (for your dog): Missoula, big sky and a big heart

Would you prefer haggling with a robot? Debt collection going digital, and why that might (and might not) be good

Obamacare death spiral? As the bill for misleading rhetoric comes due, it's time to reset the discussion

What's really scary about Petya 'ransomware' attack? It might not be ransomware

Lucky Vacation Spots (for your dog): Kansas City, and drinking under the table

'Don't waste your time' -- new ransomware outbreak, nastier than WannaCry, spreads globally

Lucky Vacation Spots (for your dog): In Pittsburgh, everything is Aces (and, Tipsy)

EXCLUSIVE: Pedophilia case takes cruel twist when teenager is accused of assaulting younger brother; 'digital kidnapping' to blame

#RoadTrip2017 -- Rusty and I are back on the road, away from the coasts. Is America talking now?

Remarkable look inside the underground 'fake news' economy shows how lucrative truth hacking can be

Phishing's dark cousin, 'whaling,' now a big concern -- why executives make easy targets

Make America Great to Move Around in Again. Talk is cheap, roads aren't.

Here we go again -- the House just voted to kill a host of banking consumer protections

While you are watching Comey, Congress will vote to take away consumer protections (like it's 2008)

The Russians keep running circles around us on the hacking story. Here's why (again!)

Why the Do Not Call list doesn't really work any more

ARCHIVE: The secret list of ID theft victims. Why the IRS, the SSA, and other agencies don't millions of victims

Forget, 'covfefe' -- Trump sharing his cell number with world leaders creates real risks

Greg Gianforte, the 'body-slam' candidate, sits on the board of credit score firm FICO

Asking hard questions is hard, and sometimes gets ugly. That's journalism (and, life)

Trump budget would radically change student loan repayment; here's the winners and losers

Fighting to stay competitive at work, more men 'getting work done' to look younger

Some people trust Trump so much, they use his name as their password

'On tilt' in the Trump casino? You're going to lose that bet

Roughly 9 in 10 at-risk student borrowers aren't told about options to lower payments, report says

VIDEO: This week's Facebook live videos -- WannaCry, and your Financial Diaries

Your Financial Diaries: 'There's always something' -- no such thing as a typical month for the family budget

WannaCry's legacy -- America's cyberweapons were turned against us. Now what?

Inspiring (?) thought of the day: 'News is a misleading way to understand the world'

Ransomware fallout continues as victims pay up (and you should back up)

Ransomware cyber-attack could reignite when work-week starts on Monday, authorities warn. Here's how to protect yourself

Ransomware attack creates chaos in U.K. hospitals; reports say some patients, ambulances being turned away

The secret plan to protect student loan borrowers as Trump administration relaxes Obama-era rules

Facebook must 'come clean' about teen mood research and ad targeting, consumer groups demand

Did Russian influence in French elections fail because Macron 'hacked the hackers' -- a story of cyber-intrigue

If you have a credit card, and you don't know 'Reason Code 30' and the 540-day rule, you're probably losing money. Here's why.

Podcast: The future of journalism, one pair of new boots at a time

Pets make great friends, but terrible passwords. Look how many I found!

What shirt will you wear? It’s National College Decision Day! Here's the ultimate guide to not screwing up the college choice process

Netflix hack is no big deal. Here's the big deal

Don't know how much money is coming in next month? That's the (new) American way - it's called 'precarity'

Why password meters lie (and re-used 'strong' passwords are a security killer)

Plastc, another 'all-in-one' credit card, won't ship; buyers are furious, but it was always a flawed idea

VIDEO: Can those annoying robocalls be stopped?

United Airlines incident a breaking point, or just another viral video? My Q&A with a leading passenger advocate

Mortgage debt is rising fastest in ...West Virginia, Kansas, and the Dakotas? Yup

Delta agents can give bumped passengers up to $10,000 now; and flight attendants have free-miles-giving gadgets

Why did Wells Fargo, United behave so badly? Look at perverse incentives

A Tweetstorm: United's bad flight, in perspective

Data shows voluntary airline bumpings have shrunk while 'involuntary denied boarding' incidents haven't

This is your face. This is how corporations treat you. This is what we've let America become

Hacked Dallas sirens, maintained by office furniture movers, shows U.S. not serious about critical infrastructure

Asking Twitter to unmask an anonymous account is serious; this DHS request is amateurish, but scary

The 'original sin' that made student loan borrowers into criminals: Part 2 of a series

Privacy Lost: Sorry, but 'trust us' just isn't a good privacy policy (and what you can do about that ISP ruling)

Lucky Vacation Spots: Folly Beach, South Carolina (near Charleston)

Be strong! Raiding your investment/retirement accounts, even in small amounts, hurts big down the road.

Every day is April Fool's Day online -- don't blame the Russians for fake news, blame advertisers

A new series: Lucky Vacation Spots -- my take on very-dog-friendly destinations

Restless Project: Why 'busy' is the new cufflinks, and why that might be killing you

How the proposed Trump budget might impact your life

How many dossiers do corporations have on you? At least 78 -- that you can see

A Muslim laptop ban? No, a real threat -- that the U.S. has lost credibility

Saks Fifth Avenue customer data leaked online -- victims appear to include NASA, DHS, IRS employeers

What TrumpCare (RyanCare? GOPCare?) might mean for your wallet

America's $1.3 trillion student loan mess: How did we get here? Blame Sputnik (Part 1 of a series)

Older women 47% less likely to get callbacks for jobs, study finds; meanwhile, online sites can lock out older job seekers

VIDEO: Wikileaks CIA revelations -- just how bad are they? Why the headlines don't match the real story

Why 'iPhone Queen' is the new 'Welfare Queen,' and why it matters

Howard Schmidt, America's digital guardian angel, served as cyberczar to two Presidents -- a memorial

Software at online job sites can block older applicants, Illinois attorney general claims

Most Americans are cyber-victims, fear a major attack...and write their passwords down on paper

The real story behind fake news (and how we can save ourselves)

Forget the tax returns; let's examine Donald Trump's 'credit report' (and in the future, every candidate's debts)

I warned you about creepy 'Internet of Toys' doll; now, German authorities have banned it

This Trump stock market rally -- should you say or should you go? Eight lessons

CFPB wins a round in court -- threat to consumer bureau's director, structural changes on hold for now

V-Day warning: Anyone can suffer a moment of weakness over what they think is love -- romance scams hit all-time high

Restless Project -- A staggering reality: half of American renters are 'house poor' - in 1960, it was 24%

Bank stocks soar after regulation rollback starts; but what about your money?

ARCHIVE - Life really is harder now, if you look at the numbers

Who's winning that Facebook comment or Tweet throwdown you're in? Not your boss

What's with the disappearing executive orders? Cyber, financial orders pulled at last moment

Some Comcast users say they can't watch Super Bowl

VIDEO: Treason, arrests, a suspicious death, the vanishing executive order -- Trump's cyber-mystery

ID theft hit all-time high in 2016, but it's not all bad news

America's new reality: The rise of the Four-Income Family

If interest rates are going up, why aren't savings rates going up? Well, it's like gas prices...

America lost a treasure yesterday -- I want to make sure you meet her; one of first female press secretaries in Senate, but so much more

Top Russian computer security researcher, former Moscow cybercrime investigator, arrested and charged with treason

Trump’s mortgage fee cut reversal: What it really means for house hunters

Like kicking people when they are down? Really, you're the sucker -- on the business of Internet sanctimony

The Truth needs your help -- because without it, there will be no Justice, and no American Way

Scenes from the women's march

Women's march - signs from the protest

Scenes from The Inauguration: The protests

Scenes from the inauguration: Along the National Mall

Scenes from the inauguration: Practice

Two people claiming to be director of a federal agency? Here's the courtroom drama to watch in Trump's first days

Will a Trump presidency mean the return of Gotcha Capitalism?

BREAKING: CFPB sues Navient, formerly Sallie Mae, largest student loan servicer, says it 'cheated' borrowers

Credit, debit card fraud activity up sharply -- thanks (?) to those new EMV chips

'Nothing to do but pay until we die' - student loan debts soar among the over-60 crowd

Ignore those 'keep your shoes on' airport security ads; high heels still don't fly

If you are in these 50 professions, robots are coming for your job (and a few that are safe from 'digital outsourcing')

Grocery shopping is so 20th Century; eaters are looking for 'experiences' now (or what is old is new again)

Americans aren't going West for opportunity anymore. Or East. Or anywhere... Why?

They stole $2,900 at an ATM without her debit card; how the smartphone 'eATM' rollout got dumb

Top 20 surprising hot U.S. housing markets that could be primed for a fall in 2017

'They were able to steal $600 from me in seconds' -- Another holiday, another flurry Starbucks mobile app 'hack' complaints (and a special prepaid cards warning)

Equifax, Trans Union will pay fines, refunds to settle charges they deceptively marketed free credit scores and credit reports

Money is about to get more expensive, as interest rates rise; here's what you should do to prepare in 2017 (and the silver lining for savers)